If you have followed me for awhile, then you know that I’m the blogger formerly known as Stacy Makes Cents.
And while yes, the name of the blog has changed, we still focus a lot on budgeting. My husband has written two books on budgeting and getting out of debt. Barry and I are huge into encouraging people to get out of debt and live free.
We started with a budget the day we got married. We went on our honeymoon with our cash budget. I’ve had a grocery budget since then and for us, a cash grocery budget just works. We’ve always done a cash budget because it helps me reign myself in as far as spending on groceries goes.
Comparing grocery budgets is not straightforward.
When one of you ask what my budget is… it’s not really an apples to apples kind of comparison, because grocery budgets will differ so much based on where you live. I live in a rural area in the mountains of southwest Virginia. It doesn’t cost a whole lot for me to buy my groceries here. There are people who live in areas where food is just super expensive! I have friends who live in California, different parts of Canada and the islands of Hawaii that spend double (or more!) than I do on food. [Read more…]