Dave Ramsey says “Debt is dumb! Cash is king!”
Do you know what kings wear? I’ll tell you. Robes. Crowns. Bling. A little something-something.
For over 10 years, we carried the Dave Ramsey budget envelopes. It worked. It was functional. It got the job done.
It was boring.
And I had budget envelope envy.
Is there such a thing? Yes, my friends. Yes, there is.
Is it cheap? No. It’s not. It’s about $33. So, I hem-hawed over it for a while. That’s what I do. Decide I want something and then hem-haw over it for ages.
So, we worked it into the budget and ta-da! My budget envelope envy was over! Not to mention, this one seems to work better for me than the other system I was using. And using cash for the budget is the method that helps us save the most money.
I love that it’s a cute pattern and color (if Amazon doesn’t have the color or pattern that you like, try ordering directly from the Savvy Cents website). It makes me happy every time I see it. And it’s something I see a lot – so that’s a good thing.
It keeps your budget envelopes and your “wallet” completely separate with a snap-button. You’re able to customize your own tabs and I stick my checks in the very back pocket. Then I have the wallet side where I keep all the important things I need – and it has a zipper pocket on the outside for change! I’m the Exact Change Queen with my Savvy Cents wallet.
Am I going to tell you this wallet is essential to your budgeting needs? Absolutely not! All you need are a couple paper envelopes! Easy and cheap!
However, if you’re looking to upgrade and want something snazzy…this might fit the bill for you. And Christmas IS coming up, you know. 🙂
***I am NOT a Savvy Cents affiliate. I purchased these envelopes with our own money.***
What budget envelopes do you use?