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You are here: Home / Fundamentals / When to DIY and When to Call the Pros

by Barry  6 Comments

When to DIY and When to Call the Pros

when-to-diy

As most of you know, Stacy and I bought a house last May that needed some work.  Cosmetically, things were in pretty good shape (minus the nasty wallpaper – YUCK!) but there were a lot of things we wanted to accomplish before moving in and after.  We were also on a pretty tight budget, having just spent the majority of our money on the house itself.  That being the case, we tried to do as much of the remodel work as possible ourselves.

You’d Be Surprised What You Can Do

Disclaimer: before you do any type of major DIY to your home, make sure you check your home insurance policy to see if you’re covered for things like accidental damage.  You can find home insurance quotes online if you’re thinking about getting a new policy or it’s time to renew. And if your project is in a garage or outbuilding, etc., be sure to check your coverage on those building’s insurance at the same time.  Also, some areas require a building permit for most home improvement projects, so check to make sure you’re not breaking any laws by adding on that new room. ;0)

Most of you don’t do projects because you’ve never done them before and are scared to try.  With some things, that’s okay, but on most home improvement projects that is being a little over-cautious.  We’ll get into some rules of thumb in a moment, but let me give you an example first.  For a couple of months, I fretted about replacing the main water shutoff valve in our house.  The existing one didn’t sut off all the way and in the case of any sort of leak, that’s a BAD thing.  Why was I scared?  Because if I did it wrong the basement would flood.  Then I started thinking – I’ve put together PVC pipe lots of other times.  The process is simple – you use purple primer, then let it dry.  Use stinky glue, stick the parts together and wait until they cure.  I helped my dad do that when I was 8!  Sheesh. So eventually I bought the necessary supplies, shut off the water at the street (after making sure it would cut off the water completely) and replaced the main shutoff valve like a big boy.  I replaced a water hose faucet (called a sillcock if you were wondering) while I was at it.  Cost = about $45, including $25 for the new sillcock.  Estimated cost if done by plumber = $250.  Time = about an hour.  Totally worth it and based on my general skill level, no big deal.  The hardest part by far was cutting out the galvanized steel pipe that was there previously, but my handy reciprocating saw made that chore manageable too.

Yourself or a Hire?

The big question is what projects can you take on and more importantly, which projects should you leave to the pros because you have no clue what you’re doing?  Here are some questions I developed as we’ve gone through this process:

  1. Will I need lots of helpers? Since volunteers may or may not be willing to help with a tough project, you may need to hire a pro if lots of help is needed.
  2. Do I need lots of special tools? Tools aren’t cheap.  If you are going to spend a fortune on specialty tools (whether rent or buy), leave it to the pros.  They’ve invested their money in the tools already and you’ll just help them pay for those tools with your patronage.
  3. Is it dangerous based on my skill level?  Be realistic here.  For example, I almost completely re-wired our house but brought in an electrician to help on the stuff I wasn’t comfortable with.
  4. Do I have the time?  Lord love the wife of a contractor.  He starts a big remodeling project at his house about this time of year, then starts getting calls for work as spring begins and his wife lives in a construction zone forever while he works on other people’s houses. Happens all the time.  Based on my current responsibilities and schedule, I’d be hard pressed to take on any big projects right now because I know I don’t have the time to devote to them.
  5. Will I really save money? This is sometimes a tough one.  Sometimes a pro will be able to do a better and faster job than you ever could on a project and the extra time and money your mistakes will cost may make it cheaper to have someone else do the task for you.  This goes along with #4 because time is money.  As a daddy with very limited time at home, I don’t want to always be working on a project at the expense of valuable family time.
  6. Will I be satisfied with the results? This is also a tough one.  When it comes to home improvement, I’m a bit of a perfectionist.  When I do a project all I can see are the flaws. In a lot of home improvement projects, you may get to live with the results for the next 50 years.  Think about that before you decide that tile is “straight enough” or that wall is “smooth enough” and then consider if the pros should take on that project.

In closing, I’ll give you a list of some of the things we did vs. all of the things we hired in.

DIY

  • Wallpaper removal
  • Attic and basement insulation
  • Painting
  • Drywall repair
  • Demolition
  • Landscaping
  • Debris hauling
  • Replace baseboards and door casing
  • Attic Fan installation
  • Attic flooring for storage
  • Plumbing (partially)
  • Electrical Wiring (partially)
  • Pressure washing
  • Phone wiring replacement
  • Water heater flush/adjustment
  • Removal of old furnace

Hired

  • Tub refinishing
  • Chimney inspection
  • Minor roof leak
  • Heat pump and ductwork replacement
  • Electrical wiring (partially)
  • Plumbing (partially)

Remember, whatever DIY project you take on, you should check your home insurance policy to make sure it will cover you for whatever it is you want to do and with some projects, realize you’ll have to get a building permit.

For everyone out there (except contractors, because you guys can do it all), what are some ways you’ve found to save money by doing it yourself and what are some instances where you wish you’d called the pros?

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About Barry

Barry is the husband half of the Humorous Homemaking team. He speaks and writes mostly about personal development and personal finance issues. He is the author of From Debtor to Better: The Details of Debt and How to Get Out! and regularly speaks at conferences and other events.

Disclosure of Material Connection: Some of the links in the content above are “affiliate links.” This means if you click on the link and purchase an item, I may receive an affiliate commission. Regardless, I only recommend products or services I use personally and believe will add value to my readers. I am disclosing this in accordance with the Federal Trade Commission’s 16 CFR, Part 255: “Guides Concerning the Use of Endorsements and Testimonials in Advertising.”

Comment Policy: I love reading your thoughts and input on what you read here. I'm sure we'll disagree sometimes and that's okay! In those cases, do what's right for you and yours. As with any form of communication, only post comments that move the discussion in a positive direction.

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Comments

  1. Lori says

    January 27, 2013 at 10:25 pm

    There is not room here to tell you all I have done! Some would say I do not know I cannot do something until I have tried it. Fill valves, painting, changing out a three-way switch, changing out a deadbolt lock, and I just finished building and hanging shelves in my garage. Next on the list is repointing a 5′ section of brick on the outside of my house. I also have big plans to trim out my kitchen island, trick this place out with paint, and stain both patios along with many other projects on my Home Improvement List, 2013 ed.

    Reply
    • Stacy says

      January 28, 2013 at 6:48 am

      Hmmmmm. Sounds like my list – but I’ve been on Pinterest. LOL

      Reply
  2. Christine S-P says

    January 26, 2013 at 10:07 am

    My father once “helped” my husband with a bathroom reno. We called a contractor friend later and he warned us that he would charge double if my father was helping but that it would cost less if my husband helped. It ended up costing us more to have that initial help (don’t ask, but included the replacement of a marble sink, thanks dad).

    In our next house we decided that the cost of removing wallpaper was less than the cost to our marriage and paid for that. Worth every cent. But my husband is an electrical genius so he replaced all the light fixtures we weren’t in love with.

    It may also be worth looking at what you like to do and ask yourself “What is my time worth?”. It’s great to save money, but not at all costs, and if you have someone in mind who can do it (or you can help to do it) it might be worth it to pay them in $$ or with a barter arrangement. My husband LOVES cutting down trees and turning them into firewood. No brainer to swap that chore with our neighbour who has a manly new snowblower. End result was that both parties were very happy and we each saved in excess of $400!

    Great post Barry.

    Reply
    • Stacy says

      January 26, 2013 at 7:52 pm

      I’ve had a few of those oops episodes where it cost more when I tried to do it but they’ve thankfully been rare. Your time is absolutely worth something (and often more than we give credit for), but I also try to consider my time spent learning the skills I gain with DIY projects as time well invested. To your point on bartering, if you can barter your time in the right ways, that’s an even better deal!

      Reply
  3. Kendra says

    January 26, 2013 at 8:34 am

    I replaced the fill valve on the toilet. I found a you tub video and followed it step by step. I could only imagine how much it would have cost to hirer a plumber. We did have to call in a pro for an electrical problem in our living room. The electrician had been and electrician for over 25 years and it took him an hour to figure out what was wrong. Our living room electricity wasn’t grounded!!! Thankfully the electrician was from out church and we only had to buy the parts. With my husband helping it took them 4 hours to fix the problem.

    Reply
    • Stacy says

      January 26, 2013 at 7:53 pm

      Good job on the plumbing job! Your electrical challenge is definitely one where I would have called the pros also. I hired a pro to help when I re-wired the house because I didn’t know all the rules and codes and wanted to make sure I followed them. Not only did I get the job done a lot faster, but his expertise taught me a great deal as well. It was worth every penny (and because he is a friend, it wasn’t too expensive either).

      Reply


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