We all know we should eat healthy, get plenty of sleep at night, exercise, and be proactive with managing our finances. And yet we’re a society that hits the drive thru, stays up too late to get up early, sits on the couch Netflix binge watching and lives on credit cards. We want all the benefits without being disciplined enough to earn them. Wouldn’t it be nice if just one thing in our life could be easy?!
I’m at least 20 lbs. overweight, sleep and 4 small children don’t mix, and I only run if being chased…so don’t look for my expertise on the first three of those items above. However, we’ve done pretty well with our finances. In fact, we were able to become 100% debt free in 2011 (including our home) and have never looked back. That means one of two things: 1) we make a ton of money and can blow it all at will, or 2) we make a budget every month and stick to it. Trust me…it is #2. [Read more…]