If you’ve been around here long, you know I want you out of debt. I don’t want you to reduce your debt – I want it gone. And we’re not talking about “eventually,” but ASAP. You also probably know I’m a huge Dave Ramsey fan. The man is a no-nonsense debt assassin. He keeps it simple and to the point so you can get started immediately on what he says to do. While I disagree with him on a few minor points, one where I am in lockstep with him is his advice to use the debt snowball. Today I’ll talk about why that’s the best and fastest way to get out of debt. [Read more…]
You’ve been asking me for a list of my favorite recipes. Why? Because apparently you know that in addition to the role of contributor, husband, web developer, crisis manager, bookkeeper and defender, I also am blessed to be the official Humorous Homemaking taste tester. It is one of my most difficult assignments, having to sample everything that comes out of Stacy’s kitchen. You may think I’m being sarcastic here, but you can only imagine how difficult it is to maintain a girlish waistline when presented with some new delicacy almost daily. I have a real challenge on my hands!
All kidding aside, when we asked in a survey late last year what you’d like to see from me, several of you wanted to know my favorites. Many of you admitted it is because you want to make these for your man, but I suspect it is because each of you want to make these for me and present them as a tribute for my expert taste buds to judge the quality of your ingredients and the skill with which you combined them to a final product.
No matter the reason, you asked. So here you go. I went through the various archives of Stacy’s recipes and picked out my 35 favorites. [Read more…]
It was innocent enough – you set the goal to get this money thing figured out and then BOOM, here you are months/years later in no better place than when you started. You know you have to live on a budget to win with money, but somehow it just isn’t working. Here are the five biggest reasons I run into when I talk to people who tell me their budget isn’t working…and how to fix each one of them. [Read more…]
Happy Valentine’s Day (almost)! Love is in the air, or at least all the cheesy greeting cards, candy and sappy love movies are making me think that’s the case. Whether you’re five years old handing out little cards to everyone in your class or 50 years old giving a single card and some flowers to your one true love, there’s just something about February 14th that can’t be denied as a great day to celebrate love. Buy why? What’s the point of celebrating on that day? Why not every day? [Read more…]
Do you find that you survive each day by the seat of your pants, even though you think you’re fairly organized? Do you find there aren’t enough hours to get it all done and some of the things that didn’t happen were important – like spending time with your family or reading your Bible? Yeah…me too. So what can we do about it? [Read more…]
The boss just walked in and gave you the worst news. Management decided to lay off some staff. Your department is being closed and you will be on unemployment (if you’re lucky) in less than two weeks.
This scenario happens every day to someone. Every day, someone has to go home and tell his/her family that things are getting ready to be turned upside down. Eventually, when shock passes, coping with stress begins and the realization hits: I NEED A JOB! In today’s world, that isn’t usually an easy task. What do you do? Today, I’ll help you (or someone you love), get through this mess, and maybe even come out on the other side with a great story to tell. [Read more…]
A lot of you are new around here, so I’ve been spending the past few Saturdays recapping some of my favorite content written since Humorous Homemaking was born in May 2010. One of the ways I’m determining which content is best to share with you anew, I consider the most frequently asked questions I get via email, Facebook, etc. By far, the most common set of questions falls under the heading of relationships and money or marriage and money.
I get TONS of questions on how to get husbands and wives to agree on money. Why? Because I firmly believe when you said “I do” you made a commitment for life. Unfortunately, the reason that commitment is most commonly broken is due to money problems. When I started providing financial counsel, I quickly learned I often provided a lot of marriage counseling too. [Read more…]
This is the official time of year for what I’ll call the “financial freak out.” Christmas is in the rear view mirror and the bills are showing up. That Christmas bonus at work (if you got one) is spent, and it will likely be March before you could hold out hope for a tax refund. Reality has set in. It’s time to face the music. The financial grim reaper is at the door. It’s time to pay the piper. With all that potential scariness in mind, I’ve decided the first several posts I write in 2014 are going to help you deal with the stress that comes with handling finances.
Last week I shared a HUGE list of tips for living debt free and in the coming weeks I’ve planned posts on scheduling your time more effectively, handling money with your spouse, plus a summary of the most frequently asked questions I get about money. I want your 2014 to be the best year possible! In this theme, today we’re going to talk about the SERIOUS issue faced by literally millions of Americans [Read more…]
As we get into this new year, so many people will set New Year’s Resolutions…and most will fail miserably. Why? For the same reason most people who start a diet don’t lose any weight – it is hard to set a goal and stick to it. It is easier to do the same things you’ve always done. It takes a commitment, motivation and the right incentives to set and meet goals.
With that in mind, many of you set a goal (or resolution) to get out of debt this year. I applaud you. I don’t think most of you reading this understand the freedom that comes from “owing no man anything except the continuing debt to love one another” (paraphrase of Romans 13:8), but I promise you it is AWESOME to live without payments.
A couple of months ago, Stacy and I asked for your help. We asked you to provide your tips and motivation on how to live without debt. And you responded! Although what is to come is a LONG list of tips, every one is a good one. If you’re tired of being slave to the lender, these tips will definitely help you break the chains. [Read more…]
New Year’s Resolutions are stupid. I could stop right there and you’d know how we feel about this topic, but you’d miss the point of today’s post. The reason New Year’s Resolutions are dumb is because they don’t work. How do I know this? Well, just about every news story from December 28th – January 2nd or so will have something to do with how to keep New Year’s Resolutions and the rest of the stories in that time frame will be about how no one actually keeps them.
Now that I’ve unashamedly bashed New Year’s Resolutions, let’s talk about resolutions that actually DO work. [Read more…]