You’ve heard the phrase “Bad Credit, No Credit, No Problem!” countless times, haven’t you? But I bet you never thought I’d agree that it is a true statement, did you? If you have bad credit or no credit, it really is no problem because you don’t need credit to survive. Your FICO Score does not define you. You are worth more than the money you can borrow. Don’t let your existence be like the schoolboy who passes FICO (his beloved sweetheart) a note to ask if she likes him. We aren’t in elementary school anymore. As Americans, we have been fed the lie that our self-worth is based on what we do for a living and how much stuff we can accumulate. Today I’m going to give a sermon encourage you as to why this is simply untrue. I wrote a post about this a while back, but I think there is much more to the discussion.
I want us to delve deeper into why having good credit, or any credit at all, is important. Beyond the convenience of easily borrowing money (which, in my opinion, might not always be advisable), there are only a few potentially valid reasons for being concerned about your credit score. For instance, it could be crucial when considering financial stability, securing favorable interest rates on loans, or even exploring financial tools like business credit cards. Learn more about this business credit card and its potential impact on your overall financial health.
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