Today I’m going to rant. I’m going to be politically incorrect. I’m going to make a lot of you extremely angry (the comments should be fun to read). I’ve heard too many people whining and complaining about how bad they have it and how hard life is. I’ve heard people give me excuse after excuse of why they can never get ahead financially and how “the man” is always putting them down. Come on, people – get with it. Life is going to happen. Life sometimes sucks (apologies to those of you who don’t like that word). Life isn’t fair, and isn’t supposed to be. For those of you who have decided to let life happen and whine about it instead of doing something to make it better, this post is dedicated to you. Without further ado, I give you: 10 reasons you’re destined to stay broke.
- You’ve decided “budget” is a bad word – If you have given up on trying to control your finances by doing a budget, you’ve allowed your finances to take control of you. If you’re not the master, you’re the slave.
- You’re trying to keep up with the Jones’s – I encourage everyone I counsel to look at the Jones’s, and then RUN in the opposite direction. The Jones’s are broke, or earn so much more money than you ever will. …And they spend every penny of it, too!
- You can’t say “no” – You need to say “no” much more often than you need to say “yes” in your financial life. If you can’t put the brakes on when it comes to your spending and discipline yourself to live within your means, no wonder you’re broke.
- You’ve never been told “no” – Just like you need to say “no” quite a bit, you also need to hear it. If you’ve never been told “no” when it comes to money, this means you’ve been blinded into thinking money grows on trees.
- You think the government will fix your problems – You knew this one had to be on the list. I don’t care if it is a Democrat or Republican in office, my general stance is every one of them needs a massive stamp on his/her forehead that says, “I’m in charge of the government and I can’t do math.” If you think the government is the solution to your problem, then I am probably paying my tax dollars so you can be broke…and poor.
- You feel like you “deserve a break” – There are too many people taking a break and too few paying attention to what’s going on around them. Many are too busy taking a break to even know what’s going on in their families! Don’t take a break until some work gets done.
- Finding someone to blame is more important than finding a solution – We all know people like this. They don’t care what goes wrong as long as there is someone to blame it on. I don’t want to blame someone for my problems; I want to find solutions to my problems. If you’re only looking to blame, you’re wasting a lot of effort.
- You love money – 1 Timothy 6:10. Need I write more?
- You think every rich person is evil – I’m not sure what you define as rich, but if someone’s being rich makes them evil, you may ought to think on that for a moment. There are plenty of greedy, terrible people out there that get rich off the misfortune of others. There are also plenty of hard-working, diligent people who work their tails off and make a fortune through those efforts, helping everyone around them along the way. Don’t decide that just because someone’s bank account is larger than yours they didn’t work to earn it.
- You’ve decided Christmas is all about gifts – Christmas is all about THE gift, Jesus Christ. The moment you decide Christmas is about anything else, you’ve missed the point so badly that you might as well skip the holiday.
Shew, I think my rant is over. If I offended you, I’m sure you’ll tell me about it. *this should be interesting* My final thought before turning it over to you: I used the word BROKE very much on purpose. Broke is fixable. Broke isn’t necessarily poor (“poor” is a state of mind, “broke” is not having money), but if you stay broke and don’t do something about it, you’re on your way to becoming poor…and that’s a DANGEROUS place to be.